Importance of Asset Allocation: PMS, AIF & Beyond

Introduction
Wealth creation isn’t about picking a single “best” product. It’s about balancing risk and reward with the right asset allocation.

Why Asset Allocation Matters

• Reduces portfolio risk.
• Balances growth, income, and liquidity.
• Prevents overexposure to any single asset class.

Sample Allocation (for illustration only)

• PMS (equities) = Growth.
• AIF (alternatives) = Diversification.
• Debt/Fixed Income = Stability.

Key Takeaway

• Asset allocation is the foundation of wealth preservation.
• PMS and AIFs are tools within the broader allocation.

Disclaimer
This blog is for educational purposes only and does not constitute investment advice. Illustrative allocations are examples only, not recommendations. Past performance may or may not be sustained in the future. Investments in AIFs and PMS are subject to market risks. Please consult your SEBI-registered investment advisor before investing.