Investor Psychology and Risk Perception in Wealth Decisions

Overview:
India’s maturing investor base is starting to behave like developed-market investors—but still battles behavioural traps.

Key Points:

• 64 percent of Indian high-net-worth investors now consult professional managers (up from 39 percent in 2018).
• Average holding period in India = 3.8 years vs global 6.2 years—showing shorter-term bias.
• Fear of drawdowns leads 43 percent of investors to redeem prematurely, missing recovery phases.
• Behaviourally coached clients (those with quarterly advisory reviews) show 27 percent higher long-term returns.
• India’s investor education campaigns under SEBI’s “Smart Investing” initiative reached 1.2 million individuals in FY 2025.
• By 2030, behavioural risk scoring could be part of every wealth account in India.

Truvest Capital Insight:
Behaviour can’t be outsourced—but it can be trained. India’s investors are learning patience is performance.

Disclaimer: Educational content only. Not investment advice.